Finance your RISC Membership


RISC is an organization dedicated to providing services specific to the collateral recovery industry and advocate on behalf of all professional practitioners within the Industry.

The core of our business philosophy is to provide the business owner and each individual with the latest and most innovative training, products, and services to enhance your bottom line and to always provide you with the very best service possible no matter which of our products or services you may choose.

RISC is also dedicated to the professional training and certification of collateral recovery specialists. RISC Educational Systems is our training subsidiary that specializes in the development of professional certification curriculums and Industry Standards. We invite you to take a moment to visit our website and review our products and services to see how we may be of service.

Finance your RISC Membership

RISC Compliant Agent Network (CAN) Membership

Member Benefits:

  • $1 million Client Protection Bond
  • Company Compliance Profile - a comprehensive profile of your company designed to keep your company compliant with current client/lender mandates. View Dashboard
  • Compliance Documents - compliance made easy by RISC. All necessary compliance documents are within the member dashboard area. You will also have access to the RISC Compliance and Operations Manual designed to make your business compliant in all areas of CFPB lender requirements.
  • Best Practices - Business Forms Area: Improve your marketing and reduce your liability. The forms encompass: Human Resources, Marketing, and Operations. View Screenshot
  • Discounts on all RISC services and many more benefits! More Info »
Finance your RISC Agent Alliance Membership

announcing "pay as you go!"

RISC has added another benefit for our members. It's called "Pay as you Go".

Considering the fluctuations in the marketplace along with the reduced volume of recoveries RISC has added an option for RISC CAN members to pay their annual membership dues on a monthly basis.

By paying monthly the member can take advantage of all our membership benefits while managing cash flow needs. However, by paying the annual rate upon membership acceptance, the member would realize a 20% discount off the cost of the monthly rate.

This new product was developed after countless conversations we've had with recovery agency owners over the past few months. Our mission at RISC is to continually provide valuable business products to our members and we hope this does just that.

More Info on Becoming a RISC Compliant Agent Network (CAN) Member »


We offer the following, nationally recognized online and in-home programs

 C.A.R.S. National Certification Program - the Recovery Industry Standard

The C.A.R.S. National Certification Program is an in-home training program with on-line testing. It has been accepted as home study by Florida law and meets the requirement of FL State Statute 493 for all E and EE applicants. Additionally the program meets the requirements of the Illinois Senate Bill 1306.

Get more Info on the C.A.R.S. Program and Continuing Education Programs

National Certification Program

Certified Asset Recovery Specialist (C.A.R.S.) National Certification Program Program Info | Certified Asset Recovery Specialist (C.A.R.S.) National Certification Program Program Registration

Continuing Education Programs

Continuing Education Programs Program Info | Certified Asset Recovery Specialist (C.A.R.S.) National Certification Program CE Program

5 CFPB Compliance Myths That Deserve Debunking

When it comes to the Consumer Financial Protection Bureau's ("CFPB" or the "Bureau") compliance expectations, it is important to separate myth from fact.  These days, the CFPB is moving full-steam ahead on examining non-banks and banks, dozens at a time, and is not leaving any stone unturned for potential unfair, deceptive or abusive acts or practices in violation of the Consumer Financial Protection Act or other consumer financial laws that fall under its scope. 

Myth #1:  Only large financial institutions are subject to CFPB supervision and examination. 
Read Full Article

Industry Testimonials - Why You Should Be Certified

As more and more collateral recovery specialists and lenders recognize the importance of professional certification as the most effective tool for risk management in the self-help repossession process we continually receive compliments and endorsements on the C.A.R.S. National Certification Program and our testing method. Read below what collateral recovery professionals are saying:

"I have read, researched and taken many educational courses on countless subjects pertaining to the recovery process. Never have I come across anything so meaningful and so structured, easy to read and cross reference. Not only does this cover all applicable laws and regulations, but it provides meaningful scenarios and helpful information for everyone in the recovery industry, from business owner, to agent/drivers, to office staff."

In this industry it is imperative to have a full knowledge of rights and remedies available to lien holders, debtors and recovery specialists. Your well rounded program more than adequately covers each of these entities in depth. The course teaches you how to make certain you are really "covering your own" in every situation.

Read more testimonials