RISC is an organization dedicated to providing services specific to the collateral recovery industry and advocate on behalf of all professional practitioners within the Industry.

The core of our business philosophy is to provide the business owner and each individual with the latest and most innovative training, products, and services to enhance your bottom line and to always provide you with the very best service possible no matter which of our products or services you may choose.

RISC is also dedicated to the professional training and certification of collateral recovery specialists. RISC Educational Systems is our training subsidiary that specializes in the development of professional certification curriculums and Industry Standards. We invite you to take a moment to visit our website and review our products and services to see how we may be of service.

Clearplan Integration Fees Waived for One Year for CAN Members

Finance your RISC Membership

Recovery Industry Services Company, the leading provider of compliance education and training to the collateral recovery industry, announces an exclusive offer for Compliant Agent Network (CAN) members where Clearplan integration fees with MBSi’s assignment platforms will be waived for one year starting on April 19 at the North American Repossessors Summit being held in Irving, TX.

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RISC Extends Compliance Best Practices to Repossession Lot Inspections

Recovery Industry Services Company (RISC) expands industry-leading compliance to provide comprehensive, up-to-date lot inspections for repossession storage lots across the United States. RISC’s Lot Inspection Service includes current reports on more than 1,500 Recovery Companies who collectively operate more than 3,000 recovery storage lots nationwide. Together, these lots store more than 95% of the repossessed vehicles recovered throughout the United States each year. RISC’s Lot Inspection Service includes:

  • Office inspection
  • Vehicle security
  • Key storage and security
  • Personal property security
  • IT security

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RISC to Acquire Recovery Compliance Solutions (RCS)

TAMPA, Fla., May 31, 2017 – Recovery Industry Services Company (RISC), the industry-leading provider of Collateral Recovery Training, Certification, and Compliance Solutions, today announced that it has signed a definitive agreement to acquire Recovery Compliance Solutions (RCS) in order to enhance its Vendor Vetting services as part of RISC’s overall compliance-related offering.

"RISC is a perfect fit for us,” read a statement from RCS. "They share our vision for ensuring that the most capable, well-rounded, and compliant individuals and agencies are operating on behalf of the automotive lending community. We are thrilled to be a part of the RISC family.”

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RISC Membership

RISC Compliant Agent Network (CAN) Membership

Member Benefits:

  • Access to a $1 million Client Protection Bond at a discounted rate through an insurance provider.
  • One CARS program included in your membership – A $300.00 value.
  • Member Discounts -members receive 15% discount from the retail price on educational courses offered. Additionally members are also afforded opportunity for more discounts that are accessible within the member dashboard.
  • Compliance Documents - All necessary compliance documents are within the member dashboard area. You will also have access to the RISC Compliance and Operations Manual designed to make your business compliant in all areas of CFPB lender requirements.
  • Best Practices - Business Forms Area: Improve your marketing and reduce your liability. The forms encompass: Human Resources, Marketing, and Operations. View Screenshot
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RISC has developed ten (11) CE courses designed as 8 hour, on-line, and on-line testing for each.

In order to recognize those Certified Professional that avail themselves to CE courses. Each participant of the Certified Asset Recovery Specialist® Plus CE National Certification Program (C.A.R.S. Plus CE) will have their name and date of certification listed on the RISC website at no additional charge for one year.

To maintain your individual listing on the RISC website and to satisfy lender/client mandates you must complete one Continuing Education course annually.


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 The Certified Commercial Recovery Agent (CCRA)
National Certification Program

Introducing The Certified Commercial Recovery Agent (CCRA)

National Certification Program

The CCRA is designed specifically for recovery agents who provide collateral recovery services to the commercial lending industry. The recovery of commercial assets requires the recovery agent to be trained and prepared for circumstances that are very different from standard automobile and other consumer loan repossessions.

View Program Outline CCRA Program Registration


We offer the following, nationally recognized online and in-home programs

 C.A.R.S. National Certification Program - the Recovery Industry Standard

The C.A.R.S. National Certification Program is an in-home training program with on-line testing. It has been accepted as home study by Florida law and meets the requirement of FL State Statute 493 for all E and EE applicants. Additionally the program meets the requirements of the Illinois Senate Bill 1306.

Get more Info on the C.A.R.S. Program and Continuing Education Programs

National Certification Program

Certified Asset Recovery Specialist (C.A.R.S.) National Certification Program Program Info | Certified Asset Recovery Specialist (C.A.R.S.) National Certification Program Program Registration

Continuing Education Programs

Continuing Education Programs Program Info | Certified Asset Recovery Specialist (C.A.R.S.) National Certification Program CE Program

The Certified Commercial Recovery Agent (CCRA) National Certification Program

The Certified Commercial Recovery Agent (CCRA) National Certification ProgramProgram Info | The Certified Commercial Recovery Agent (CCRA) National Certification Program Program Registration

Industry Testimonials - Why You Should Be Certified

As more and more collateral recovery specialists and lenders recognize the importance of professional certification as the most effective tool for risk management in the self-help repossession process we continually receive compliments and endorsements on the C.A.R.S. National Certification Program and our testing method. Read below what collateral recovery professionals are saying:

"I have noticed that companies that require certification by a nationally recognized certification program display evident superior management, knowledge and professionalism. This is most true of companies that require CARS certification. I know of no more practical, comprehensive or effective asset recovery training or certification program."
- William C. Bensley
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"I have read, researched and taken many educational courses on countless subjects pertaining to the recovery process. Never have I come across anything so meaningful and so structured, easy to read and cross reference. Not only does this cover all applicable laws and regulations, but it provides meaningful scenarios and helpful information for everyone in the recovery industry, from business owner, to agent/drivers, to office staff."

In this industry it is imperative to have a full knowledge of rights and remedies available to lien holders, debtors and recovery specialists. Your well rounded program more than adequately covers each of these entities in depth. The course teaches you how to make certain you are really "covering your own" in every situation.

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