CARS Programs

CARS PROGRAMS for AGENTS

CARS and CARS Continuing Education certification training programs cover all necessary regulations and information surrounding the self-help repossession process. Since 2002, these programs have been accepted nationally by lenders as well as states that mandate certification. To keep these programs current, RISC alongside Hudson Cook LLP, the leading expert in debt collections law, developed and maintain best-in-class curriculum for collateral recovery agents.

CHOOSE YOUR SPECIFIC PROGRAM

RISC Pro Members receive 30% OFF all CARS Certifications. Learn more about the RISC Pro Membership. 

The Certified Asset Recovery Specialist® National Certification Program is designed for all recovery agents in the United States. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid.  Additional Details

Price: $360

30% Off for RISC Pro Members

The California Certified Asset Recovery Specialist® National Certification Program covers all of the CARS National Certification material as well as California-specific repossession training. This course is designed for all recovery agents in the U.S. who specifically work within California. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid.  Additional Details

Price: $360

30% Off for RISC Pro Members

The CARS Program is licensed by the Florida Division of Licensing, license number RS9500001. By successfully completing the CARS Florida Program you will be certified as having met the Divisions mandatory training requirements for licensure to perform collateral recovery (repossession) services. Florida applicants are required to provide the Division of Licensing with a photocopy of the certificate along with their license application. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid. Additional Details

Price: $360

30% Off for RISC Pro Members

The Illinois Edition of the CARS National Certification Program has been approved by the Illinois Commerce Commission (ICC) for both the Recovery Manager license and “E”, Repossessor license. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid. Additional Details

Price: $360

30% Off for RISC Pro Members

The Massachusetts Certified Asset Recovery Specialist (CARS)® National Certification Program covers details specific to Massachusetts’ collateral recovery requirements. This course is designed for all recovery agents in the U.S. who specifically work within Massachusetts. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid. Additional Details

Price: $360

30% Off for RISC Pro Members

The Rhode Island Certified Asset Recovery Specialist (CARS)® National Certification Program covers details specific to Rhode Island’s collateral recovery requirements. This course is designed for all recovery agents in the U.S. who specifically work within Rhode Island. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid. Additional Details

Price: $360

30% Off for RISC Pro Members

The Texas Certified Asset Recovery Specialist (CARS)® National Certification Program covers details specific to Texas’ collateral recovery requirements. This course is designed for all recovery agents in the U.S. who specifically work within Massachusetts. It is a lifetime certification that requires an annual CARS Continuing Education recertification to stay valid. Additional Details

Price: $360

30% Off for RISC Pro Members

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