Skip tracing not only helps locate bad debts, but also helps unmask child predators on the internet.

Story by RISC

Skip tracing has long been a crucial skill and an integral part of the auto repossession process. It involves collecting information on a person in question, analyzing and verifying that information, then using it to determine that person’s location. A skip tracer is part data miner and part private investigator and the art of skip tracing requires talent to nurture. One of the leading experts in repossession skip tracing is Alex “SkipGuru” Price, the Director of Training & Development at LocateSmarter. Price has been skip tracing and advising the auto finance industry for over 30 years on tracing individuals who are no longer making timely car payments. Price is also the creator of RISC’s Skip Tracer Certification program that is widely used by the collateral recovery industry as well as private investigators, bounty hunters, news reporters, and others.

Price has always been first in line to use his skills or certification programs to help out a good cause. His latest volunteer effort is support for the Innocent Lives Foundation (ILF). ILF is a nonprofit organization that utilizes the unique skill set of computer security and OSINT (Open-Source Intelligence) professionals to unmask child predators on the internet and help bring them to justice. Sadly, 1 in 10 children will be a victim of sexual abuse before their 18th birthday. ILF is committed to protecting childrens’ innocence as they hunt down the worst of the worst — pedophiles, sexual predators, and human traffickers — while also providing critical evidence to US and international law enforcement agencies. Since its inception, the ILF has had over 239 cases accepted by law enforcement. The impact the case support has had on childrens’ lives is immeasurable. “Working with the ILF is a great passion of mine, and I intend to put all my resources and contacts into helping their mission,” says Price. “As parents of two great kids, my wife and I have been blessed never to have had the experience of any violent crime in our family. It is hard for us even to imagine the torture these poor children have endured, so if one dime of my certification program sales or one friend volunteers to help the ILF to save children, then my entire career will be worth it”, says Price. 

To support ILF, RISC and Alex “SkipGuru” Price will donate 100% of the proceeds of the sale of the Skip-Tracing Certification Program to ILF for the months of February and March 2021. RISC and Price have also set a challenge to other skip tracers to reach out to ILF to donate any amount of their time and skills to support the cause. “I know many of the best investigators in the world, and I challenge each of you to find out how you can help save a child. God bless anyone that is able to contribute in any way!” says Price. “Partnerships with individuals like Alex Price, and companies such as RISC are vital to our mission, for many reasons,” adds Shane McCombs, Chief Operating Officer at ILF. “First off, it can cost up to $10,000 for the ILF to create and deliver a case to law enforcement. And, as a 501(c)3, we rely solely on generous donations to continue our vital work”, says McCombs. “In addition to fundraising initiatives, these partnerships are an essential way that our organization can gain new exposure to groups and individuals who align themselves with our mission,” declares McCombs.

Here are a few ways that the public can help. First, visit the Innocent Lives Foundation website, to learn more. You may have a needed skill or another way you can contribute. Second, purchase the RISC Skip Tracer Certification Program in February and March, and in addition to becoming a Certified Skip Tracer, all proceeds from the program will go directly to ILF. Lastly, you can watch Alex Price and ILF during a fireside chat on February 9th at 7pm EST to hear more about their efforts. Join them live on the streaming website Twitch. Please spread the word and contribute where you can. 

Mark Lacek to speak about the financial impact of commercial collateral recovery at this year’s Allied Finance Adjusters Annual Convention.

FOR IMMEDIATE RELEASE

TAMPA, FL 10/19/2020 – During this year’s Allied Finance Adjusters Annual Convention Meeting on November 20th, Mark Lacek, author of the Certified Commercial Recovery Agent national certification program (CCRA) offered through RISC’s education platform, will be speaking to the attendees about commercial asset recovery best practices. 

With COVID-19 weighing heavily on the repossession industry, everyone is adjusting their business models and capabilities. Lacek, considered one of the nation’s leading expert witnesses on professional standards within the repossession industry, will be giving attendees a closer look at how they can incorporate the commercial side of recovery into their established repossession agencies. He will cover a broad spectrum of topics, including contacting national commercial lending clients, commercial skip-tracing strategy, re-marketing tips for commercial equipment, billing and invoicing advice, and much more. For the full AFA Annual Meeting agenda and times visit the AFA website here.

All attendees will receive a one-time offer for a 50% discount off RISC’s Certified Commercial Recovery Agent course, which normally retails for $360. All attendees will also walk away with a code for a 20% discount off the industry-leading repossession certification, CARS.

Mark Lacek is the founder of Professional Repossessor Magazine, Commercial Asset Solutions (CAS) owner, and former president of Florida Association of Licensed Repossessors. Mark is also a monthly contributor to the American Towman magazine column titled, RepoRun, as well as a contributing writer for Tow Times Magazine. The full CCRA program is an online certification offered through RISC (Recovery Industry Services Company) and available at www.riscus.com.

About RISC

RISC is an organization dedicated to providing services specific to the collateral recovery industry and advocates on behalf of all professional practitioners with the industry. RISC is the industry leader of professional training and certification for collateral recovery specialists, training over 5,000 agents every year. For more information, visit www.RISCus.com or contact us at [email protected], (866) 996-7472 or (813) 712-7535

RISC on LinkedIn and Facebook

Insurance broker, Western Skies MGA, endorses CARS, RISC Pro and Driver Safety.

Western Skies MGA announced that they will be officially endorsing several of RISC’s compliance education and services. Read the full press release below:

8/23/2020 – FOR IMMEDIATE RELEASE

Western Skies MGA announces their endorsement of collateral recovery compliance services company RISC and their CARS education courses.

Las Vegas, NV – Western Skies MGA, an insurance brokerage firm writing coverage for the towing and repossession industry, announced that they are officially endorsing RISC (Recovery Industry Services Company) and its compliance training certification program, CARS, the Driver Safety training, and their RISC Pro Membership. RISC is the primary compliance services company in the collateral recovery industry that provides compliance and safety training for both recovery agencies as well as lending institutions.

RISC’s CARS National Certification program covers the full spectrum of crucial knowledge that recovery agents need to safely do business in the industry. CARS is the only training accepted in all 50 states by all national creditors. In addition, RISC’s Driver Safety Training can be instrumental in reducing claims and keeping recovery agents safe. RISC Pro Members are part of an elite network of agency owners that use all RISC training courses while meeting stringent vetting to achieve a higher level of compliance standing.

“At Western Skies, we always encourage our customers to train their staff with the most comprehensive and up to date certification courses,” says president, Daniel Smith. “Thorough vetting and training are essential to reduce insurance claims and help reduce liability in the event of a lawsuit.  RISC’s CARS National Certification and Driver Safety programs are the top education programs in the collateral recovery industry. We desire our customers be RISC Pro members because we can have confidence that they have had the best training possible.”

Western Skies MGA will continue to remind its clients of the importance of training as a vital piece of any recovery agency’s business protocol. To learn more about the CARS National Certification Program, Driver Safety Training, or RISC Pro visit www.riscus.com.

About Western Skies MGA

Western Skies MGA is a licensed wholesale and E&S brokerage headquartered in Las Vegas, Nevada. We have strong insurance carrier relationships and can help secure coverage for all commercial trucking and transportation risks; even very hard to place risks. Our staff has years of program administration and insurance experience. We make it our business to understand your business and to provide guidance, excellent customer service and support to each and every client. The integrity of our company is our biggest asset, so we select individuals and companies we do business with very carefully. With a team of seasoned professionals, the very latest in data management technology and communication systems, as well as the implementation of consistent standards of practice, Western Skies is the transportation partner you can trust. Contact us at (702) 685-2074 or email us at [email protected]. westerskiesmga.com

Repossession Job Search During COVID19

Published from RepoHiring.com

By Holly Balogh / President @ RISC

Searching for a job in the repossession industry can be an arduous task at any time, let alone the during the COVID19 pandemic.  Many repossession companies have been forced to temporarily shutter their doors, shut down storage lots, or, worse, are now permanently out-of-business due to the coronavirus.  Times are tough for these small businesses and the personnel who work there.

But hope is on the horizon.  At compliance services company, RISC, we have started to see an uptick in compliance needs and onsite inspections have started rolling again.  Our lending clients have confirmed that they are beginning to send out assignments, and those who have not started, have established dates for full reopening.  It appears that this is the calm before the storm of a massive influx of work for us all. It’s time to get proactive.

For those of you out there searching for work in the repossession world… read the rest of the story here.

RISC LAUNCHES EMPLOYMENT SITE FOR THE REPOSSESSION INDUSTRY

Tampa, FL 6/30/2020 –

RepoHiring.com is designed to connect employers with collateral recovery professionals

Launched by RISC, RepoHiring.com helps connect collateral recovery industry employers with qualified job seekers.  Free for both employers and job seekers, this site is designed with the asset recovery industry in mind.

Over the past few years, the collateral recovery industry has been particularly challenged to identify and retain qualified employees. The old process simply wasn’t very efficient. Without a centralized resource, industry job seekers found opportunities through word of mouth, Facebook, Indeed, Craigslist, etc. 

None of these sites were designed with the collateral recovery industry in mind. 

RepoHiring.com fills that gap across the gamut of roles in the repossession and collateral recovery industry including Agents, Lenders, Forwarders, Industry Service Providers, Skip Tracers, Locksmiths, etc.

Employers can post unlimited free job opportunities on the site in just minutes.  They can also search the database of registered job seekers with public profiles.

Job seekers create a profile and save it to apply for future opportunities.  They can upload a resume or build out an employment profile. Once the profile is built, applying for jobs is as easy as a single click.   

If you’re reading this, RepoHiring.com was built for you. 

RepoHiring.com currently serves all U.S. states with plans to expand as demand grows.

About RISC / RepoHiring.com

RISC is an organization dedicated to providing oversight and training services to the collateral recovery industry and beyond.  RISC advocates on behalf of all practitioners within the industry. For more information on RepoHiring, visit www.RepoHiring.com or email at [email protected]

RISC extends its waiver of RISC Pro membership/education subscription fees through July 1, 2020.

RISC extends its waiver of RISC Pro membership/education subscription fees through July 1, 2020.

After nearly two months of COVID-19 related ordinances and regulations, the repossession industry has not opened up in all areas.  This continues to financially pressure recovery agency owners and their staff.  RISC is here to help support agents during this crisis by waiving membership and education fees for current and any new RISC Pro members.  RISC is the only compliance company that has waived membership and education fees for its members.

RISC’s waiver of fees allows members to update their CARS certifications and train any new employees to prepare for assignments to come. The RISC Pro platform is also an excellent tool for agencies to organize their compliance documentation and market their compliance status to clients. Our belief is that we’re all in this together and RISC will continue to assist agents in these challenging times.

What is RISC Pro?

RISC Pro is a membership for Agents that provides the ability to:

  • Manage and store compliance documentation on the MBSi VendorConnect platform.
  • Showcase your compliance profile and company listing in front of 40+ Lenders and Forwarders that are on the RISC Pro/MBSi VendorConnect platform.
  • Quickly share a compliance profile directly with Lenders
  • Have unlimited employee access to the CARS National Certification, Continuing Education, and Drivers Safety Certification for a small monthly “pay as you go” subscription rather than the full upfront certification cost.
  • And more…

Membership billing is currently on hold and will not begin until we are confident agents are back to work.  We currently forecast this will not go beyond July. There is NO cancellation fee should you choose not to keep RISC Pro membership.  However, if you cancel, any CARS certification completed between now and then will require you to pay in full to retain a valid CARS certificate. Maintaining your certification allows you to pay as you go for each employee. More details can be found in the RISC Pro Service Agreement at Registration.

Learn More and Register for RISC Pro

Also, on behalf of Alex Price and RISC, all proceeds from sales of RISC’s Skip Tracer Certification will be donated to RABF through the end of June. Register today here.

About RISC

RISC is an organization dedicated to providing compliance oversight and training services to the collateral recovery industry and beyond. RISC advocates on behalf of all practitioners within the industry. For more information, visit www.RISCus.com or call (813) 712-7535.

RISC launches a 2020 updated version of their CARS – Continuing Education Course 4 – The Recovery Process

TAMPA, FL 4/21/2020 – RISC along with Hudson Cook, LLP, a law firm whose regulatory compliance practice includes work within the subject of automotive repossession, has updated RISC’s most popular CARS Continuing Education Course, CE 4. CARS CE 4 covers the “Recovery Process” which includes crucial topics that recovery agencies face on a daily basis. This course is designed to give agents the ability to communicate accurately with clients and provide the framework for agents to complete a wide range of work at the highest level of compliance. Topics include details on preparing assignments for agents, personal property procedures, consumer’s right to cure notices, sale of a recovered property and much more. CARS CE 4 is one of several courses that RISC offers that counts towards a recovery agent’s need for annual continuing education to keep certifications up to date. To purchase the course go to RISC’s website.

**CARS CE 4 is updated as of March 12, 2020. This course is created for the general U.S. collateral recovery industry and it is the responsibility of agencies to ensure it is applicable to their local city/state laws.

About RISC

RISC is an organization dedicated to providing compliance oversight and training services to the collateral recovery industry and beyond. RISC advocates on behalf of all practitioners within the industry. For more information, visit www.RISCus.com or call (813) 712-7535.

RISC and Alex “Skipguru” Price will be donating Skip Tracer Certification course proceeds to RABF.

RISC and Alex “Skipguru” Price announced they will be donating all proceeds they receive from April, May, and June sales of the Skip Tracer Certification course to the Recovery Agents Benefit Fund (RABF). “In these challenging times, I needed a way to help support the agents in the trenches. This COVID-19 crisis will not be easy for the agents and their families, so every little bit counts”, says Alex Price.

RABF is a non-profit fund set up to support repossession agents and their families in times of need. It is available to anyone in the industry regardless of their trade group affiliation or insurance provider.

RISC’s Skip Tracer Certification was authored by Alex Price, who is the leading expert on skip tracing for collateral recovery and beyond. Register for the course HERE. RISC has also committed industry support by waiving all fees for the RISC Pro Membership to all new and current members, which includes unlimited CARS Certification training. For more information, visit the RISC Pro webpage HERE.

RISC wishes the industry all the best as we help each other get through these unprecedented times.

About RISC

RISC is an organization dedicated to providing compliance oversight and training services to the collateral recovery industry and beyond. RISC advocates on behalf of all practitioners within the industry. For more information, visit www.RISCus.com or call (813) 712-7535.

RISC waives RISC Pro membership/education subscription fees through the end of May 2020 to support collateral agents during the COVID-19 crisis.

We cannot avoid the news about COVID-19 and the uncertainty it is bringing to our lives. This virus has caused disruptions to not only our daily lives but, most certainly, the collateral recovery industry. In these challenging times, the compliance team at RISC would like to do our part and help support the industry agents on the frontlines. We realize that the pandemic and its economic impacts will slow assignments significantly. However, it is important to remember that this will not last for long. If we can find ways to weather the storm then we know there is going to be a significant workload in the near future. In fact, it is realistic to say there will be more work than we all can handle. As an industry, we need to help each other survive, prepare, and be ready for the favorable times to come.

To support the agent community, RISC will waive all membership fees including the CARS education subscription fees within the membership for current and new RISC Pro Members starting immediately through the end of May. Billing will resume the first week of June 2020. Our hope is that this will give some financial relief to agents and the chance to use the downtime to get staff trained and ready for when business turns back on.

What is RISC Pro?

RISC Pro is a membership for Agents that provides the ability to:

To manage and store compliance documentation on the MBSi VendorConnect platform. Lenders can see the status and assign more efficiently using RecoveryConncect.
Showcase a compliance profile and company listing in front of 40+ Lenders and Forwarders that are on the MBSi VendorConnect / RISC Pro platform.
Quickly share a compliance profile direct with the Lenders on the platform or outside the MBSi platform.
Have unlimited staff access to the CARS National Certification, Continuing Education, and Drivers Safety Certification for a small monthly “pay as you go” subscription rather than the full upfront certification cost.
And more…
Membership billing is currently on hold and will begin again the first week of June. There is NO cancellation fee. If agencies decide to cancel the RISC Pro Membership, any

CARS certification completed between now and then will require you to pay in full to retain a valid CARS certificate. More details can be found in the RISC Pro Service Agreement at Registration.

Learn More and Register for RISC Pro

About RISC

RISC is an organization dedicated to providing compliance oversight and training services to the collateral recovery industry and beyond. RISC advocates on behalf of all practitioners within the industry. For more information, visit www.RISCus.com or call (813) 712-7535.

RISC launches a Driver Safety Certification program that addresses insurance companies’ pain points.

TAMPA, FL 3/16/2020 – RISC launches a new Driver Safety Certification Program. This unique training program is exclusively for collateral recovery drivers operating small to mid-size tow trucks and roll-back trucks equipped to tow or transport collateral such as motor vehicles. The course covers essential topics, including defensive driving techniques, company training procedures, employee risk screening procedures and more.

With the average motorist driving approximately 600,000 miles in a lifetime and the tow truck operator driving up to 3 times that amount, the tow truck operator must acquire as much education and training in the operation of trucks as possible. Bad driving habits, lack of training, and distracted driving can lead to collisions, property damage, severe and sometimes permanent physical injuries, insurance claims, and lawsuits. The impacts can include exclusion of the driver on an insurance policy, considerable increases in insurance premiums, or non-renewal of the company. Training is crucial to avoid these issues.

“Being an insurance agent, we sometimes walk a difficult line managing our relationships with both the insurance carrier and our customers,” says Chip Thompson, president of American Transportation Insurance Group (ATIG). “We are continually trying to bridge the gap between what insurance carriers are looking to achieve and what insureds are willing to adhere to. With that said, this driver safety program is outstanding on all fronts”, says Thompson. “It addresses the pain points that insurance carriers are looking at to mitigate claims. In areas of great importance, this program is entirely comprehensive. It also discusses new items facing business today, such as social media.” Thompson finishes with, “this certification is one of the most thorough driver training programs I have seen on the market.”

RISC’s Driver Safety Certification is included as part of the RISC Pro Membership or available to non-members for $99. To learn more about what the program consists of, go to www.riscus.com/education/driversafety.

About RISC

RISC is an organization dedicated to providing compliance oversight and training services to the collateral recovery industry and beyond. RISC advocates on behalf of all practitioners within the industry. For more information, visit www.RISCus.com or call (813) 712-7535.

Copyright 2020. All Rights Reserved RISC LLC.